Finance

The same rules that apply to local residents would apply to a non-resident wishing to open an account with any bank in Latvia. The only difference is the requirement for the banks to verify the non-resident – the banks will check whether you have had accounts with other banks in Latvia or abroad to clarify whether you do not have a negative credit history (debts). The verification takes approximately 1 business day and you will have to pay for it a bank charge of approximately EUR 20 (the charge may differ from a bank to bank).

Likewise, the rules that apply to you with regard to borrowing (including a mortgage loan for purchasing of a home) from banks in Latvia are the same that apply to local residents:

  • your legal income for last 3 months will be verified,
  • the credit guarantor may be someone from your household (family members) – a local permanent resident or a foreigner who has a bank account with the respective bank and whose credit history the bank will verify (in Latvian and foreign banks).
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Consultations in Riga
+371 25565098 (I-V 9:00-17:00)
+371 28612120 (I-V 9:00-17:00)

+371 67898343 (I-V 9:00-20:00)
Skype: PatverumsDM
Lacplesa street 75 - 1 B, Riga
Consultations in the Regions
Latgale
+371 25723222
Kurzeme
+371 25719118
Vidzeme
+371 25719266
Zemgale
+371 25719588
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